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President BUSH made this speech DEC. 16 2003, how does it make you feel now?
Thank you all. Thank you for coming. Thanks for the warm welcome. It's great to be back at the Department of Housing and Urban Development. This is not my first time here, nor will it be my last. I am here today because we are taking action to bring many thousands of Americans closer to owning a home. Our Government is supporting homeownership because it is good for America; it is good for our families; it is good for our economy. One of the biggest hurdles to homeownership is getting money for a downpayment. This administration has recognized that, and so today I'm honored to be here to sign a law that will help many low-income buyers to overcome that hurdle and to achieve an important part of the American Dream. I appreciate Alphonso Jackson agreeing to step up and become the Acting Secretary of the Housing and Urban Development. I look forward to his Senate confirmation, a hasty confirmation. I also want to thank Mel Martinez for doing such a fine job as the Secretary of this important organization. Mel brought integrity and honor to the office. He did a fine job on behalf of all Americans. And we honor you, Mel. I want to thank all the hard-working officers and employees of HUD. I appreciate your focus and your dedication, your willingness to work on behalf of a better America. I thank very much Members of the Congress who have taken time to come and join us for this important bill signing. Senator Wayne Allard from Colorado is with us. Senator Allard, thank you for your work on the floor of the Senate. Chairman of the Financial Services Committee Mike Oxley is with us. Congressman, thank you for coming. Congressman Jim Leach from Iowa is with us today. Congressman, thank you for being here. Congresswoman Katherine Harris, who had a lot to do with this bill getting passed, is here with us. Katherine, thank you for coming. Delegate Madeleine Bordallo of Guam is with us today. I'm honored you are here. Thank you for coming, Madeleine. I appreciate you coming. I too want to pay homage to a man I call Little Woody; that would be Rob Woodson. He worked hard in the development of this policy. I think it is safe to say that he was the - he developed the concept for this policy, a concept embraced by my administration. I'm appreciative that Michelle is here. I also want to thank Dad for coming, Bob Woodson, who is a social entrepreneur, a person who cares deeply about every American having the right and a chance to own a home. Thank the Woodson family. God bless you all. I want to thank the representatives of consumer and housing groups that worked hard on this piece of legislation. I want to thank leaders of the national community organizations that are with us, members of the real estate industry. This administration will constantly strive to promote an ownership society in America. We want more people owning their own home. It is in our national interest that more people own their own home. After all, if you own your own home, you have a vital stake in the future of our country. And this is a good time for the American homeowner. Today we received a report that showed that new home construction last month reached its highest level in nearly 20 years. The reason that is so is because there is renewed confidence in our economy. Low interest rates help. They have made owning a home more affordable for those who refinance and for those who buy a home for the first time. Rising home values have added more than $21/2 trillion to the assets of the American families since the start of 2001. The rate of homeownership in America now stands at a record high of 68.4 percent. Yet there is room for improvement. The rate of homeownership amongst minorities is below 50 percent. And that's not right, and this country needs to do something about it. We need to close the minority homeownership gap in America so more citizens get the satisfaction and mobility that comes from owning your own home, from owning a piece of the future of America. Last year I set a goal to add 5.5 million new minority homeowners in America by the end of the decade. That is an attainable goal; that is an essential goal. And we're making progress toward that goal. In the past 18 months, more than 1 million minority families have become homeowners. And there's more that we can do to achieve the goal. The law I sign today will help us build on this progress in a very practical way. Many people are able to afford a monthly mortgage payment but are unable to make the downpayment, and so this legislation will authorize $200 million per year in downpayment assistance to at least 40,000 low- income families. These funds will help American families achieve their goals and, at the same time, strengthen our communities. And there's more to do as well. We'll continue to pursue a broad agenda to help people own a home. There are three steps I want to describe to you right quickly about what

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Best pump up music for sales meetings?
This is for a project for my husband, who sells new home construction, and was asked to provide 20 minutes of music that will pump people up at their sales meeting. Not looking for "Jock Jams", rap, hard rock; classics everyone can identify and are professional would be best. Thanks!

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Negotiating New Home Construction?
I have been meeting with builders to build a custom home just over 3,000 sq ft. In one of the estimates the builder is charging me 12% for profit and overhead, AND $75,000 for supervision. The $75k seems ridiculously high to me for a construction that they said could be completed in 4 months time. what is the industry standard for these types of fees?

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How much of a new home construction goes to electrical?
Like if I build my own home, how much would I have to pay an electrician to come install wires?

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construction cost for a house?
What is the cost per sq ft of a new home construction

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